You may contribute from 1% to 30% of your eligible pay, up to the IRS maximum limit.

Your contributions are made automatically through deductions from your paycheck.

You may stop, start, or change your contributions at any time by entering your elections on Fidelity’s website.

There are three types of contributions you may make it to your 401(k) Plan. For more information about the taxation of your benefits, see the Withdrawals section below.

Before-tax

• Do contributions reduce your current taxable pay? YES
• Is your money taxed upon taking a distribution from the plan? Your full distribution (both contributions and applicable investment earnings) are taxed.

After-tax (Roth)

• Do contributions reduce your current taxable pay? NO
• Is your money taxed upon taking a distribution from the plan?  If you meet Roth eligibility, none of your distribution will be taxed.

Traditional After-tax

• Do contributions reduce your current taxable pay? NO
• Is your money taxed upon taking a distribution from the plan?  Only the investment earnings are taxed.

Equifax intends to match 100% of your total contributions to the 401(k) Plan, up to 5% of your pay, if you are a regular full-time or part-time U.S. salaried or hourly employee.

To take full advantage of this match and receive the maximum contribution to 401(k), you will need to contribute 5% of your pay. Matching contributions are generally made annually in the first quarter of the following year.