Health Savings Account

A Health Savings Account (HSA) allows you to set aside money on a pre-tax basis from your pay check to help you pay for eligible medical, prescription drug, dental, and vision care expenses.

Because your HSA funds are always yours, you can also use it as a way to save long-term for future healthcare needs.

In 2020, you can contribute $3,550 with individual coverage or $7,100 with family coverage.

If you are age 55 or older, you may contribute an additional $1,000.

Your HSA funds are available only as they are deposited in your account.

If the funds in your account reach $1,000, you can invest that money through Fidelity, our account administrator.

The HSA comes with a Visa debit card that you can use to pay for care, if you have the funds in your account to cover the expense.

  • You pay nothing at the time of service (except for pharmacy). 
  • Your provider submits a claim for the services you received to Cigna.
  • Cigna sends you an explanation of benefits showing what discounts were applied, what Equifax paid and what you owe.
  • You pay the bill to the provider by using your Visa debit card or personal funds.

Visit for a wealth of resources to help you understand the HSA and see if it’s right for you.

With an HSA, you can change your bi-weekly contribution amount at any time. Click here for directions on how to make the change in Workday.

Access your HSA online at Your username and password will the same as it is for your 401(k). If you’d prefer, you can call Fidelity at 800-544-3716 and an HSA specialist will assist you.

If you’re enrolling in an HSA for the first time, you’ll need to activate your HSA with Fidelity after you’ve enrolled in the HSA in Workday. You will not receive a debit card until you have fully activated you account.

Contact Information


Access your HSA online at


Call 800-244-6224 to speak with a Cigna representative.
Call 800-544-3716 to speak with a Fidelity HSA specialist.