Health Care Flexible Spending Account

The Health Care Flexible Spending Account (FSA) allows you to set aside before-tax dollars for health care expenses, such as doctor visit copays, deductible expenses, and dental and vision care needs.

The Health Care FSA works with traditional medical plans, like the $1,000 Deductible plan (formerly, PPO), but it does not work with HSA-eligible plans, like the $2,000 Deductible (NEW!), $3,000 Deductible (formerly, CDHP20) or $4,000 Deductible (formerly, CDHP30) plans.

You can enroll in the Health Care FSA even if you’re enrolled in an eligible, non-Equifax medical plan.

Benefit Alert! The Covid relief bill passed in December has allowed Equifax to permit FSA rollovers for this year — if you re-enrolled in an FSA. As usual, you will have until March 31, 2021 to file claims for eligible expenses incurred from January 1, 2020 to December 31, 2020. Any unused 2020 FSA balance remaining as of April 1, 2021 will be added to your FSA balance for 2021. This gives you the rest of the 2021 calendar year to use that money.

Compare the HSA and the FSAs 

Contact Information

Log in to your personal online Cigna account to learn more.
Call 800-244-6224 to speak with a Cigna representative.