Compare the HSA and the FSA 

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Features
Health Care FSA
HSA
Limited Purpose FSA
Medical Plan Compatibility
1,000 deductible or an eligible, non-Equifax medical plan
2,000 deductible
3,000 deductible
4,000 deductible
2,000 deductible
3,000 deductible
4,000 deductible
2020 Contribution Limit
$2,750
$3,550 for individuals, $7,100 for families
$2,750
2021 Contribution Limit
$2,750
$3600 for individual coverage; or $7200 for families.
$2,750
Catch-up Contributions
No
If you are age 55 or older, you may contribute an additional $1,000
No
Features
Health Care FSA
HSA
Limited Purpose FSA
Deadline to Request Reimbursement of Funds
March 31 of the following year
None; funds are yours forever, even if you leave Equifax
March 31 of the following year
Tax Advantages
Contributions reduce your tax liability, stretching your healthcare dollars
Contributions reduce your tax liability, stretching your healthcare dollars
Contributions reduce your tax liability, stretching your healthcare dollars
Investment Options
None
Once your account balance reaches $1,000 you may move any balance above that amount into mutual funds and direct your investment strategy
None
Spending Account Compatibility
Cannot be used with an HSA
Can be used with a Limited Purpose FSA
Cannot be used with an HSA