Health Care Flexible Spending Account
The Health Care FSA works with traditional medical plans, like the $1,000 Deductible plan (formerly, PPO), but it does not work with HSA-eligible plans, like the $2,000 Deductible (NEW!), $3,000 Deductible (formerly, CDHP20) or $4,000 Deductible (formerly, CDHP30) plans.
You can enroll in the Health Care FSA even if you’re enrolled in an eligible, non-Equifax medical plan.
Compare the HSA and the FSAs
Unused Health Care FSA funds do not roll over from one plan year to the next. Any unused amount will be forfeited.
You have until December 31 to spend the money in your FSA and until March 31 of the following year to submit your claims.
In-network medical and dental expenses are paid automatically from your account.
You pay other eligible expenses out-of-pocket and are reimbursed from your account in tax-free dollars after submitting an expense claim form.
If you would like to opt out of automatic claims payment and manually submit your expenses, log on to the Cigna website at www.mycigna.com and print out a pre-populated form or contact Cigna directly at 800-244-6224.