We Can’t Always Predict, but We Can Protect

If 2020 taught us anything, it’s that life can be unpredictable. Lockdowns have impacted our lives in unforeseeable ways, and placed new demands on our time and money. While we can’t always see what lies ahead, we can take more control of our financial journey and leave less to chance. Here are some ways your Equifax benefits can help. 

Sharpen your money skills with free Fidelity web workshops

Fidelity, our 401(k) Plan administrator, shares a wealth of knowledge through its wide selection of free web workshops. Topics cover investing, saving, college planning, and even health care in retirement. Two courses are available each day. 

To check the workshop schedule and register, log on to Fidelity’s NetBenefits website.

Avoid surprise medical costs with myCigna

With the myCigna website and app, you can see cost estimates for medical procedures and medications before you get to the doctor’s office or pharmacy. With this information, you can discuss lower-cost alternatives with your doctor, compare options based on cost and quality, and more. 

If you participate in an Equifax Medical Plan, be sure you’re registered on myCigna. Go to the myCigna.com website or launch the myCigna app and select “Register Now.”

Get tips and insights from the Knowledge Center on Equifax.com

Every day, we help consumers deal with the unexpected impact of Covid-19 on their credit and finances. The Knowledge Center on Equifax.com has dozens of articles addressing taxes, budgeting, mortgage options, good credit habits, and more. You’ll also find “You Ask. Bev Answers” in which Beverly Anderson, our own President of Global Consumer Solutions, uses her years of experience in the consumer finance industry to answer questions submitted to the Equifax Facebook page. 

Employee Stock Purchase Plan Enrollment Is Open May 23 – 29, 2021 

Since the Equifax Employee Stock Purchase Plan, or ESPP, rolled out last year, more than 1,400 employees worldwide have enrolled in this easy and affordable way to build an ownership stake in the company. If you’re thinking about joining the ESPP, here are a few things you might want to know.

How does the ESPP work?

During any of the four annual enrollment periods, you choose how much to contribute during the following offering period. Then, during the offering period you enrolled in, that amount is deducted from each of your paychecks. On the last day of that offering period, your contributions are used to purchase whole shares of Equifax common stock at a discount of 5% off the fair market value of the stock on that day. Within a week, your shares are deposited into your online account.

When’s the next enrollment opportunity?

Enrollment is open May 23 – 29, 2021 for the offering period starting July 1, 2021. To participate in this enrollment opportunity, you must have been a full-time or part-time Equifax employee as of May 3, 2021.  

How do I get started?

To enroll, you need an account with UBS Financial Services Inc. If you don’t already have one, get your Employee Identification (EID) number (which is by your name in Workday), visit www.ubs.com/onesource/efx, and click “First Time at UBS One Source?” beneath the green Sign In button. 
You’ll also need to complete and submit an Account Authorization Form (Form W-9 in the U.S.). The form is available on UBS One Source under “Online Forms” in the left navigational panel.

How do I enroll?

Log on to www.ubs.com/onesource/efx. On the Enrollment Notification screen, click “Proceed,” then follow the steps. 
You can also enroll by calling the UBS Service Center at 877-EFX-STOCK (877-339-7862) (toll-free in the U.S. and Canada), Monday through Friday, 3 a.m. to 11 p.m. EST.
The ESPP buys whole shares only! Be sure to contribute enough to purchase at least one whole share. You can check the current stock price here.
For more information about the ESPP, download the Employee Stock Purchase Plan Guide for Employees

The Employee Loan Program Offers Low Rates and Quick Approvals

If you need money for personal, family, or household purposes, such as debt consolidation, home improvements, large purchases, medical bills, a wedding, or unexpected expenses, the Employee Loan Program offers a higher loan approval rate than traditional lenders and repayments are taken directly from your paycheck. This program is administered by Salary Finance and loans are offered through its lending bank partner, Axos® Bank, Member FDIC. To learn more, view the Employee Loan Program Questions & Answers.

Cigna Life Connected Podcast Series

Healthy, Wealthy, and Wise — In this episode, Cigna mental health First Aid instructor Susie Pease talks about the health effects of financial stress and offers practical tips to reduce that stress. See this and other episodes on Cigna.com or subscribe on Apple Podcasts or Google Podcasts.

Featured Recipe: Eggs-traordinary California Avocado Breakfast Muffin

This is a quick, make-ahead breakfast with eggs providing a great protein source, and avocadoes adding a dose of heart healthy fat to keep hunger at bay.
Get the recipe and watch the video.