Equifax's disability insurance benefits help protect your income if you are unable to work due to disability.
You are automatically covered by Short-Term Disability insurance effective on the first of the month following your date of hire. You are automatically covered by Basic Long-Term Disability insurance as of your date of hire. You have the option to purchase LTD Buy-up as a new hire and during the Annual Enrollment period each year.
100% income replacement for the first week of an approved disability.
70% income replacement for the next 12 weeks.
STD claims are approved on the 6th day of the absence. If your claim is approved, you will receive 100% of your pay for the first seven days of your absence.
50% income replacement (base pay only), up to $10,000 monthly maximum benefit.
The LTD Buy-up option allows you to purchase LTD coverage in addition to the Basic LTD coverage provided by Equifax at no cost to you. This additional benefit would bring your total LTD benefit to 65% of your basic monthly earnings, including coverage for base pay plus bonus/commissions (up to a maximum monthly benefit of $20,000).
You may choose to purchase Buy-up LTD coverage during Annual Enrollment or as a new hire. Evidence of insurability may be required.
Note: To the extent summary information on this site conflicts with the terms of the underlying legal plan documents, the terms of the legal plan documents shall prevail.