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HOW TO ENROLL
Changes during the year
Online Doctor Visits
Health and wellness programs
Equifax 401k plan
Health Care Flexible Spending Account
Limited Purpose Flexible Spending Account
Dependent Care FSA
Health Savings Account
Paid Parental Leave
Accident, Critical Illness, Hospital Insurance
Business Travel Accident Insurance
Life and AD&D Insurance
Employee Stock Purchase Plan
Employee Loan Program
LifeWorks Employee Assistance Program
Adoption Reimbursement Program
Time Away from Work
Our disability insurance benefits help protect your income if you are unable to work due to disability.
You are eligible for Short-term Disability and Basic Long-term Disability at no cost to you the first of the month following your date of hire.
You may choose to purchase Buy-up LTD coverage during Annual Enrollment or as a new hire.
Buy-up LTD provides an additional 15% of income replacement coverage, which would bring your total LTD benefit to 65% of your basic monthly earnings, up to a maximum monthly benefit of $20,000.
The portion of your monthly earnings replaced by the additional Buy-up LTD benefit will include bonuses and commissions.
Log in to your personal
online Lincoln Financial (formerly Liberty Mutual) account.
8 for disability claims (STD, LTD, FMLA).
Cost of coverage
Basic STD is paid for by the company
Basic LTD is paid for by the company
You have the option to purchase additional coverage through the buy-up option
When benefits begin
On the sixth day that you are unable to work due to accident, injury or pregnancy
If you remain unable to work after 90 days
How much the plan pays
100% of your eligible pay for the first week, and 70% of your eligible pay for the remaining period of short-term disability
50% of your Basic monthly earnings (not including bonuses and commissions) up to a maximum monthly benefit of $10,000
If you receive LTD for less than one month, you’ll receive 1/30th of the monthly benefit for each day you are on LTD.
If you chose the buy-up option, you will receive 65% of you basic monthly earnings (including bonuses and commissions)