Annual Enrollment

Each year,  the Annual Enrollment period generally begins in early November for benefits that take effect January 1.

You are eligible if you are an active employee working a minimum of 25 regular scheduled hours per week.

  • Medical
  • Dental
  • Vision
  • Health Savings Account 
  • Health Care Flexible Spending Account
  • Limited Purpose Flexible Spending Account
  • Dependent Care Flexible Spending Account
  • Buy-up Long-Term Disability 
  • Supplemental Life and AD&D insurance
  • Accidental Injury Insurance
  • Critical Illness Insurance
  • Hospital Care Insurance
  1. Go to Workday and click on the Inbox worklet.

  2. Select the task titled “Change Benefits for Life Event” and follow the steps.

If you do not complete and submit your enrollment in Workday by your enrollment deadline, you will not have any coverage in the plans listed under Your Options.

You won’t be able to enroll in these coverages during the year unless you experience a Qualified Life Event. To learn more, see Life Events on People Link.

You’ll Be Enrolled in These Benefits Automatically


Effective Date

Employee Assistance Program (EAP)

Basic Term Life and AD&D Insurance

Business Travel Insurance

Basic Long-Term Disability

As of your date of hire

Short-Term Disability

The first of the month following your hire date

Equifax 401(k) Plan (at a 3% deferral rate)

45 days after your date of hire

Equifax currently offers health coverage to all employees in the U.S. scheduled to work at least 25 hours per week (excluding contractors and interns). If that applies to you, you are eligible for Equifax-sponsored health coverage in 2020.

  • If you are scheduled to work at least 25 hours per week and want to continue getting health insurance through Equifax, enroll or make changes to your coverage during the Annual Enrollment period by visiting Workday.
  • If you are scheduled to work less than 25 hours per week, learn about your other options for health insurance. Visit
  • If you are not eligible for benefits through your employer: You can access coverage through your state or the federal government’s health insurance marketplace, or consider other sources of coverage like your spouse’s plan, your parent’s plan, Medicaid, or Medicare (if applicable).

You must get health care coverage, or you may pay a tax penalty to the IRS. Visit for specific information about penalties.