Employee Loan Program

The Employee Loan Program, which is available through Salary Finance, gives you an easy, affordable way to borrow the money you need when you need it. The program offers a higher loan approval rate than traditional lenders and repayments are taken directly from your paycheck.

Salary Finance employee loans start at $1,000 and you can borrow up to 20% of your gross base pay¹ with a cap of $35,000.

To be eligible to apply for an employee loan you must:

Be an active Equifax employee
Have worked at Equifax for at least 12 months
Have a minimum annual salary of $10,000 before tax
Be at least 18 years old
Have a valid Social Security number

Salary Finance employee loans can be used for personal, family, or household purposes, such as debt consolidation, home improvements, large purchases, medical bills, a wedding, or unexpected expenses.

Visit equifax.salaryfinance.com and click “Apply for a loan".

The application can be completed in about 10 minutes, and it typically takes five to seven business days from the time you click “Apply” to be approved and receive the funds.

To ensure your application can be processed, make sure your credit report is accessible. This may require that you unlock your credit information via Equifax Lock & Alert. You can do so at equifax.com/personal/products/credit/credit-lock-alert/.

¹ Gross base pay is your pay before any deductions for benefits or other items are taken. It also excludes overtime pay, incentives, and bonuses.

More Information

Download the Employee Loan Program: Questions & Answers.

equifax.salaryfinance.com

800-317-6850

Employee Loan Program

Eligibility

How the Loan Can Be Used

How to Apply for a Loan

More Information